Is Bless Unleashed Pay To Win

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Everybody needs coin to survive. It’s a fact we may not like, simply it’s still a fact. Another inescapable truth is that virtually of us could use more than money for the things we need as well as the things we just desire. That probably makes the hope of winning the lottery sound similar a dream come true, but the reality is much more complicated than that.

Consider this cautionary tale of a woman in desperate need who won an unbelievable corporeality of coin. The choices and mistakes she made after winning ultimately resulted in losing it all. Her story reminds us all to never forget that money doesn’t purchase happiness.

Meet Marie Holmes

When she was 26, Marie Holmes was living a hard life in N Carolina. She was a difficult-working, single female parent of four with two low-paying jobs. On top of this, one of her children had just been diagnosed with cerebral palsy.

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Because of her child’s special needs, Marie was forced to quit both of her jobs to care for him total fourth dimension. Obviously, the $188 one thousand thousand lottery windfall seemed similar a Godsend when Marie won, simply unfortunately, she fabricated a series of poor decisions that resulted in her losing it all.

Marie fabricated some promising comments about what she planned to practise with the lottery money — $127 1000000 later on she chose to get it in a lump sum. “First I’m going to pay my tithes, because I wouldn’t take none of it if it weren’t for God.”

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“After that, I’m going to gear up accounts for my kids…I’one thousand going to buy a firm for me and my kids, then brand sure my family is all skillful.” Marie also told WGN-TV, “I don’t have to worry about the give-and-take ‘struggle’ no more and neither do [my children].”

The Waiting Game

Although almost lottery winnings are non life irresolute, lottery jackpots are huge, and in that location are rules for challenge those winnings. If a person wins less than $599, the establishment that sold them the ticket pays them their winnings. However, there is a lengthy process involved in claiming large lottery winnings.

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The ticket has to be verified by a scanning machine. Side by side, there is a waiting period for the money to be awarded, and the winner must fill out some identification paperwork. Last, the winner must decide if they want all the coin in a lump sum or accept it dispersed in installments for thirty years (on average).

Choices, Choices

One of the more hard choices when a person wins millions of dollars in a lottery is whether to become the coin in a lump sum or in installments. The dilemma occurs because there is a large penalty for getting all the money faster in a lump sum.

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Marie had the choice of collecting the entire $188 1000000 over 30 years or forfeiting $61 million and collecting the remaining $127 million much sooner. Fiscal experts usually recommend taking the lump sum and investing the coin. That allows you the opportunity to make money on your winnings instead of the country. Marie chose the lump sum.

Uncle Sam’s Cut

Many people don’t know how much taxes people accept to pay out of lottery winnings in the U.Southward., so we’ll pause information technology down for you. Although the entire tax amount wasn’t reported in Marie Holmes’ case, she definitely paid millions to the government.

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In the U.Southward., lottery winnings are considered income past the IRS, on both the land and federal levels. Therefore, North Carolina would have taken 5.8% of Marie’s $127 million, and the Federal Authorities would take taken anywhere from 25% to 39.6%, depending on tax bracket and other factors. Most people pay the highest rate.

Setting an Example

When Marie won the lottery, she had plans that all sounded very honorable. She said she would donate first to her church and then movement out of her mobile dwelling house and purchase a new house for her children. She likewise planned to set up college funds for them.

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Marie told NBC, “All the struggle that I ever went through, it was all for [my children]. I want them to sympathize that money doesn’t alter yous, but it tin can help you.” The public barbarous in love with Marie afterwards hearing about her history of poverty and difficult knocks before she became wealthy.

Could She Handle It?

The reputation that Marie had in her hometown and elsewhere was that of a hard-working, single mother who, according to her family and friends, “understood the value of a dollar.” At 1 point, she had 2 jobs — Walmart and McDonald’s — to support her iv children. Therefore, nobody expected her to make poor decisions about where the money would go.

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Of class, no i took into account that Marie was inexperienced and uninformed virtually how to handle large amounts of money. When she started deciding how to spend the lottery money, the public viewed her as young and irresponsible.

Financial Counselor, Please?

When people who aren’t wealthy win a lot of money, it’due south highly recommended that they seek professional person help about how to manage the money, including what NOT to do with it. The average American has absolutely no feel handling large amounts of coin.

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Fiscal advisors warn that even titanic amounts of coin tin can disappear chop-chop if it isn’t invested wisely. In the example of Marie Holmes, it seemed like her eye was in the right place and she was doing what she thought was correct, but some expert communication definitely would accept helped her out.

The Bad Judgment Begins

The starting time thing dubbed a poor judgment phone call by the public was the $15,000 Rolex that Marie bought her beau, Lamar “Hot Sauce” McDow. The lookout man was more than jewelry than a timepiece and was reportedly “dripping with diamonds.”

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That aforementioned boyfriend ultimately toll Marie much more. The Port Metropolis Daily reported Lamar was a gang member and a drug dealer later on he was arrested and charged with “conspiracy to traffic in opium or heroin” in April 2016. He continued to go arrested throughout their relationship, and Marie spent millions on his bail and defense.

The Saga Continues

Earlier being sent to jail on drug charges in 2014, Lamar McDow lived with Marie Holmes and her children in her trailer. When he was released from jail afterward serving his sentence, he lived in the $350,000 home that she had purchased afterwards winning the lottery.

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Co-ordinate to the Daily Mail, of the original amount of $188 one thousand thousand, Marie was left with virtually $88 meg later deciding to take her winnings in a lump sum and paying taxes. This is still a very large amount of money, simply a loss of $100 meg is plain very significant.

Leeches Coming Out of the Woodwork

Predictably, lots of people immediately started asking Marie and her young man for money afterwards they heard she won the lottery. The people included friends, family members and numerous others, all requesting diverse amounts of money for all kinds of reasons. Unfortunately, this experience is common for lottery winners.

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Marie and Lamar were constantly harassed for coin handouts, and it became very stressful for them. Marie was quoted as maxim, “When money comes, at that place are more bug,” co-ordinate to reports.

Racial Intolerance in Their New Dwelling house

Another problem that plagued Marie and her family in their new life in their new dwelling house was harassment from neighbors due to racial prejudice. The neighborhood that Marie moved into with her family unit was an intolerant, primarily white community, and much to the family unit’s chagrin, the residents were non interested in changing.

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According to Lamar, “One neighbor set up a photographic camera to tape everything nosotros were doing. If I was driving down the road and going at the speed limit, they would wave at me for going too fast. They did not desire us there. They were prejudiced.” Lamar reported these agonizing events to the Daily Mail.

The Church building Donation

Marie stayed true to her word, which was reported in a press release as “The first matter she promised was to tithe — give a tenth of her winnings to charity.” Marie donated a total of $700,000 to her hometown church, Pleasant Hill Missionary Baptist Church building, located in Shallotte, NC.

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The church reportedly used the coin for much-needed renovations. Marie told the press the church was an of import function of her life and her religion and that she had been attending that particular church since she was a child.

Pastor Disaster

Unfortunately, a different pastor made contact with Marie and her family with an evil ulterior motive. Pastor Kevin Matthews claimed that “God led him to them,” and although they certainly regretted it later, Marie and her family believed him and immune him into their lives and their dwelling house.

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Soon later on meeting Marie, Pastor Matthews asked her for $1.5 million so he could build a retreat. According to him, Marie verbally agreed to fund the project, although at that place is no testify to support that. He then went ahead and began construction on the retreat using his own coin. Marie did not contribute.

Wicked Intentions

Citing a exact agreement in which Marie allegedly promised to donate $1.5 meg for his retreat, Pastor Kevin Matthews announced publicly that he was suing Marie Holmes for $ten million. The amount of money named in the suit was baffling, considering the amount he was allegedly promised was much less.

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The public believed Pastor Matthews was being ungrateful and greedy. His behavior seemed unbecoming of a Christian leader to almost people of faith. The justification for his lawsuit was that he had a exact understanding with Marie for a money donation and compensation for “emotional distress.”

Public Outrage

Equally presently as the media caught wind of the lawsuit, they uncovered that Matthews did not announced to be affiliated with any church. This led to a severe, angry public backlash. People shamed Matthews for beingness a fraud and trying to scam a nice lady out of her rightful winnings.

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One YouTuber, “Donald the Repentless,” was so mad about this that he put out videos entitled, “F*** You Pastor Kevin Matthews.” Public opinion was articulate that this so-called “pastor” was nothing merely a money-grubbing scam artist preying on a dainty lady to go his hands on a lot of undeserved money.

To Top Information technology Off: Infidelity

In more bad news for Marie and her children, the media reported that her ex-captive boyfriend was being unfaithful. Unfortunately, it was besides reported that she herself paid Lamar’due south mistresses hush money to go away instead of getting rid of him.

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In more reputation damaging news, a video surfaced on Facebook of a adult female who claimed that in add-on to Lamar cheating on Marie, he was also stealing coin from her to pay prostitutes for “sexual favors.” Unfortunately, the video went viral, as juicy gossip oftentimes does.

Powering Through

Instead of withering under the scrutiny of the media and the public, Marie decided to take drastic measures to improve her circumstances. She gathered her strength and took matters into her own hands by turning to a well-known life charabanc to become some communication nearly how to ameliorate her life.

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Marie contacted Iyanla Vanzant, who has her own show advising people about their relationships on the Oprah Network. Vanzant is a renowned author and motivational speaker with a huge following due to her reputation for irresolute people’due south lives for the better.

The Truth Revealed

In another surprising twist, when Marie went on the
Iyanla: Gear up My Life
talk show, her mother, Fontella, came out and revealed that the numbers she chose for the winning lottery ticket were actually hers and that they had a very special meaning.

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“I kept dreaming about your brother that we lost. His birthday, he was the third child, he’d have been 25 that year. Those were the numbers.” When Marie asked her female parent why she didn’t claim the money for herself, Fontella replied, “I just wanted you to better yourself for the babies.”

The Scoop on Lamar McDow

Lamar “Hot Sauce” McDow was fortunate plenty to stay in Marie’s skillful graces long enough to fight jail three times, to the tune of millions in bail and legal fees. The beginning time Marie bailed him out, it cost her $3 1000000 in bond money.

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Before a twelvemonth had passed, Lamar was arrested again, and Marie bailed him out again for $6 million. The third time Marie bailed out Lamar, it was $12 million. You lot would recollect she would have been repulsed by his criminal behavior, but she just kept spending the money, resulting in widespread criticism.

Misery Loves Company

Marie was warned by many people that if she connected her relationship with Lamar, she could terminate upwards with criminal charges herself. Unfortunately, that’south exactly what happened. One night, Lamar violated his parole curfew. When the police came, they discovered marijuana in the house.

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Tragically, Marie was arrested for possession in front end of her children. Marijuana remains illegal in Northward Carolina, but there is a significant racial bias virtually who is criminalized for it, according to the ACLU. The aforementioned number of white people as black people utilise marijuana, only blacks are 3.73 times more likely to be arrested.

The Young man Defense

Lamar eventually got angry at the people criticizing Marie for spending her money bailing him out of jail, and he lashed out. To the Daily Mail, he asserted, “Nosotros are a couple, and I am the father of her youngest child. This is what people do for each other.”

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Lamar went on to say, “She has the coin, and she can practise what she wants with it. If I had that money, so I would do the aforementioned for her. People are just jealous because of how much she won, and people desire to see me locked in jail.”

The Wolf Pit

During the taping of the Iyanla prove, the bad headlines just kept rolling in. Marie’s family and even former friends started accusing her of really stealing the lottery ticket from her mother, despite Fontella freely albeit on television that she had given the ticket to Marie.

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To add to the stress and drama, Lamar went to jail at this time on a vii-year sentence for charges related to possessing and selling heroin. True to form, Marie persisted in pushing forrard and moving on with her life, demonstrating her force and resilience.

A Goal Met

Despite poor taste in partners, Marie did make some adept decisions nearly what to do with some of her money. She ended upwardly giving $nine.vii million to various charities. Part of that coin went to the brand-new Marie Holmes Foundation, which was established to provide for children in demand.

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Marie’south foundation provides necessities for underprivileged children. It besides holds community events, which are how some children get their school supplies and their Christmas presents. The foundation helps struggling immature mothers similar Marie was earlier she won the lottery.

Do Christians Take chances?

Marie was raised a devout Catholic, and she leans heavily on her Christian faith. Some people criticized her for playing the lottery at all, because it tends to be frowned upon by the church building. People have mixed opinions when information technology comes to Christians gambling.

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One pastor said this to the Christian Post: “You tin can’t be confronting the lottery, simply your youth section is doing a RAFFLE! Same matter, pastor. SAME Matter!” The stigma remains about gambling being an irresponsible money-waster. Others contend that at that place is zippo specific said about gambling in the Bible, so it’south okay when it’s not abused.

The Root of All Evil

Other religious people, such as one pastor cited in the Christian Mail, pointed out that the Bible says that money is where evil originated. He scolded Marie for buying the lottery ticket and went on to say, “First, we must baby-sit confronting our dear of money.”

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It should be noted that when the Bible does mention “casting lots,” information technology’s not usually talking about material gain, but about God. In an case of this, Proverbs 16:33 states, “The lot is cast into the lap, but its every decision is from the Lord.”

Some Friendly Advice

We recommend that others read the unfortunate story of Marie Holmes in case they detect themselves in her shoes. It’s not at all easy to go from rags to riches, and similar versions of her story take happened to others.

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It’s important to understand revenue enhancement laws for the long term, the rules of the lottery and investment options if yous ever discover yourself in the position of receiving a large windfall of money. Be sure to hire a good professional financial adept to help you make up one’s mind how to manage your coin to avoid reckless decisions.

A Cautionary Tale

If you ever happen to find yourself in the unlikely position of winning the lottery some things to watch out for include government laws, lottery rules, land and federal taxes and your previous unpaid debts. These things can help you calculate your expendable income.

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It may be unwise in the initial excitement to promise lots of charitable giving, like Marie did, without first doing the math to see what your take-home amount really is. Multiple millions of dollars may seem like an enormous amount, but as Marie discovered, it’southward piece of cake to burn down through it speedily if you are uninformed.

Further Drama

Some remember that Marie had a run of terrible luck after she won the lottery, while others recall she brought her woes upon herself with poor decision-making. A few recall the truth lies somewhere in the middle of those 2 black-and-white judgments.

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Aside from spending millions on her boyfriend — who eventually ended up in federal prison anyhow — Marie also fabricated another questionable decisions subsequently winning the lotto, such equally ownership her boyfriend a business of his own and ownership her mother a firm. She likewise had harassment charges filed against her for allegedly calling a adult female repeatedly to threaten her.

The Bottom Line

The ending of this story is mostly grim, although Marie Holmes did do some positive things with a lasting touch on before the concluding of her money was gone. She didn’t seem to realize that she would be nether a microscope with the media and the public.

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Hither are a couple more tips, only in instance you ever hit information technology big: Don’t trust anyone asking for money, fifty-fifty if they seem to have a very respectable social status (like the pastor who sued Marie Holmes). Retrieve the good that coin can practise, but don’t forget the bad. No matter what, don’t make bold promises immediately after winning.

Source: https://www.reference.com/business-finance/what-not-to-do-if-you-win-lottery?utm_content=params%3Ao%3D740005%26ad%3DdirN%26qo%3DserpIndex&ueid=33197248-a6fd-4157-a01f-f096b056301a